Volkswagen Finance Specials: Get Behind the Wheel Volkswagen regularly offers a variety of finance specials designed to make owning a new or certified pre-owned (CPO) VW more accessible and affordable. These specials can take several forms, each catering to different customer needs and preferences. Understanding these options is crucial for making an informed decision. **New Vehicle Specials:** New Volkswagen models are often featured in promotional financing offers. These typically include: * **Low APR Financing:** This is arguably the most popular type of special. Volkswagen Finance may offer significantly reduced Annual Percentage Rates (APRs) on select models, often for specific loan terms (e.g., 0.9% APR for 36 months). Lower APRs translate to lower monthly payments and less interest paid over the life of the loan. Eligibility for these rates usually depends on a good credit score. * **Lease Deals:** Leasing can be an attractive option for those who prefer driving a new car every few years without the long-term commitment of ownership. Volkswagen lease specials often feature lower monthly payments and reduced down payments compared to standard lease terms. These offers typically have mileage restrictions. Check the fine print for excess mileage charges and wear-and-tear policies. * **Bonus Cash:** Occasionally, Volkswagen offers bonus cash rebates, which can be applied towards the purchase price or down payment. These rebates can significantly reduce the overall cost of the vehicle. **Certified Pre-Owned (CPO) Specials:** Volkswagen’s CPO program offers vehicles that have undergone a rigorous inspection and come with an extended warranty. Finance specials on CPO vehicles include: * **CPO APR Financing:** Similar to new vehicle offers, Volkswagen Finance often provides lower APRs on CPO vehicles. These rates are typically higher than those offered on new cars, but they can still represent a substantial savings compared to standard financing. * **Special Lease Rates for CPO Vehicles:** While less common, some dealers may offer attractive lease rates on select CPO models. This can be a great way to experience the benefits of a CPO vehicle with lower monthly payments. **Important Considerations:** * **Credit Score:** Your credit score is a primary factor in determining your eligibility for these specials. The best rates and offers are typically reserved for those with excellent credit. * **Down Payment:** While some specials may advertise little to no down payment, putting down a larger sum can often result in lower monthly payments and reduce the overall interest paid. * **Loan Term:** The length of the loan term significantly impacts your monthly payment and the total interest paid. While longer terms offer lower monthly payments, they also mean paying more interest over time. * **Vehicle Availability:** Specials are often limited to specific models and trim levels. Check with your local Volkswagen dealer for availability. * **Expiration Dates:** Finance specials are typically offered for a limited time. Pay close attention to the expiration dates to avoid missing out. To find the most up-to-date Volkswagen finance specials, visit the official Volkswagen website or contact your local Volkswagen dealership. Be sure to carefully review all terms and conditions before making a decision.
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