Ravensbourne University London, a specialist institution focusing on digital media and design, offers a range of undergraduate and postgraduate courses. Understanding student finance options is crucial for prospective students. Here’s a breakdown: **Tuition Fees:** Ravensbourne’s tuition fees vary depending on the course and level of study. Undergraduate fees for UK students generally align with the maximum permitted by the government, which currently hovers around £9,250 per year. International students face significantly higher fees, which can range from £17,000 to £25,000 or more per year depending on the course. Postgraduate fees also vary, with rates available on the university’s website. **Student Loans for UK Students:** Eligible UK students can apply for tuition fee loans from Student Finance England (or equivalent bodies in Wales, Scotland, and Northern Ireland) to cover the full cost of their tuition fees. These loans are paid directly to the university. Maintenance loans are also available to help with living costs. The amount of maintenance loan you can receive depends on your household income and where you study (e.g., living at home, away from home). Ravensbourne is located in London, which means students can potentially receive a higher maintenance loan compared to those studying outside of London. **Repayment:** Repayment of student loans doesn’t begin until you’re earning above a certain threshold. The repayment threshold and terms depend on the repayment plan you’re on (Plan 2 or Plan 5, depending on when you started university). Repayments are automatically deducted from your salary, and any outstanding debt is typically written off after a set number of years (often 30 or 40 years, again depending on the plan). **Ravensbourne Bursaries and Scholarships:** Ravensbourne offers a limited number of bursaries and scholarships to assist students with their finances. These may be based on academic merit, financial need, or specific course criteria. Details about eligibility criteria and application deadlines are usually available on the university’s website. Competition for these awards can be fierce. **International Student Funding:** International students are generally not eligible for UK government student loans. They must explore alternative funding options, such as: * **Scholarships:** Many organizations and institutions offer scholarships specifically for international students. * **Bursaries:** Some universities, including Ravensbourne, may offer bursaries to international students. * **Sponsorship:** Students may seek sponsorship from their home country’s government, employers, or other organizations. * **Private Loans:** International students may be able to secure private student loans, although these typically require a guarantor and may have higher interest rates. **Other Financial Support:** Students may also be eligible for other forms of financial support, such as: * **Disabled Students’ Allowances (DSAs):** Available to students with disabilities to help cover the extra costs of studying. * **Hardship Funds:** Ravensbourne may have a hardship fund to provide emergency financial assistance to students facing unexpected difficulties. **Important Advice:** Prospective students are strongly advised to thoroughly research all available funding options, including grants, scholarships, and loans. Contacting Ravensbourne’s student services department directly is recommended to get personalized advice and up-to-date information on available financial support. Careful budgeting and financial planning are essential for managing student finances effectively. The university also offers support with budgeting and financial management.
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