Asgard Elements Investment Options

Asgard Elements offers a range of investment options designed to cater to diverse risk profiles and financial goals. These options are broadly categorized into managed funds, direct equities, and investment bonds, each providing distinct avenues for wealth creation.

Managed Funds

Managed funds are a popular choice for investors seeking diversification and professional management. Asgard Elements provides access to a wide array of managed funds spanning various asset classes, including Australian equities, international equities, property, fixed income, and cash. Within each asset class, there are further sub-categories, allowing investors to fine-tune their portfolio based on their specific preferences. For instance, within Australian equities, one might choose a fund focused on large-cap companies, small-cap companies, or ethical investing.

The benefits of investing in managed funds through Asgard Elements include:

• Diversification: Reduced risk by spreading investments across multiple assets.
• Professional Management: Experienced fund managers make investment decisions on your behalf.
• Accessibility: Lower minimum investment amounts compared to direct investing.
• Convenience: Simplified administration and reporting.

Direct Equities

For more experienced investors with a higher risk tolerance, Asgard Elements offers the option to invest directly in Australian and international equities. This allows investors to hand-pick the companies they believe will perform well, offering greater control over their portfolio. However, it also requires a greater level of research and due diligence.

Key features of direct equity investing through Asgard Elements:

• Direct Control: Investors choose the specific stocks they want to own.
• Potential for Higher Returns: The possibility of significant gains through individual stock selection.
• Higher Risk: Potential for significant losses if investments perform poorly.
• Requires Research: Investors need to conduct thorough research before making investment decisions.

Investment Bonds

Investment bonds (also known as insurance bonds) are tax-paid investments that can be a tax-effective option for long-term savings, particularly for individuals in higher tax brackets. While income and capital gains are taxed within the bond at the company tax rate (currently 30%), withdrawals after 10 years are generally tax-free. Asgard Elements provides access to a selection of investment bonds managed by reputable providers.

Advantages of investment bonds include:

• Tax-Effective: Potential tax benefits, especially for long-term investors.
• Simplicity: Easy to understand and manage.
• Estate Planning Benefits: Can be used as part of an estate planning strategy.

Disclaimer: Investment decisions should be made after consulting with a qualified financial advisor who can assess your individual circumstances and risk tolerance. Past performance is not indicative of future results.