Quorum Property Finance AG (Quorum) is a Swiss financial institution specializing in providing tailored real estate financing solutions. Based in Zurich, Quorum caters to a diverse range of clients, including institutional investors, developers, family offices, and private individuals, seeking to invest in or develop properties primarily within Switzerland.
The company’s core business revolves around structuring and executing debt financing for various real estate projects. This encompasses a wide spectrum of property types, from residential and commercial buildings to industrial sites and development projects. Quorum prides itself on its in-depth understanding of the Swiss real estate market, enabling it to offer customized financing solutions that align with the specific needs and risk profiles of its clients.
A key differentiator for Quorum lies in its flexible approach and focus on building long-term relationships. Rather than offering standardized loan products, the company emphasizes understanding the intricacies of each project and crafting bespoke financing packages. This involves a thorough due diligence process, including a comprehensive analysis of the property, market conditions, and the borrower’s financial standing. By taking a holistic view, Quorum aims to provide financing that is both competitive and sustainable throughout the project’s lifecycle.
Quorum’s service offerings typically include senior debt financing, mezzanine financing, and bridge loans. Senior debt represents the primary source of funding, secured by a first-ranking lien on the property. Mezzanine financing, a hybrid of debt and equity, provides supplemental capital, often used to increase leverage or bridge a funding gap. Bridge loans offer short-term financing solutions, typically used to acquire properties quickly or refinance existing debt while securing longer-term financing.
The company’s success is underpinned by a team of experienced professionals with deep expertise in real estate finance, investment management, and legal matters. This expertise allows Quorum to navigate the complexities of the Swiss regulatory environment and deliver value-added services to its clients. Furthermore, Quorum benefits from strong relationships with banks, insurance companies, and other institutional investors, enabling it to access a wide range of capital sources and ensure optimal financing terms.
In a competitive market, Quorum Property Finance AG distinguishes itself through its personalized service, deep market knowledge, and ability to structure innovative financing solutions. Its commitment to building long-term relationships and providing sustainable financing has established it as a trusted partner for real estate investors and developers in Switzerland.